Alabama General Liability Insurance For Your Business

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Does your business have enough Alabama General Liability Insurance coverage?

 

If you are relying on the liability coverage provided through a Business Owner’s Policy (BOP), then chances are you do not have enough. Although a BOP does provide liability coverage for businesses, it is often at a small limit and not enough to cover costs due to claims and lawsuits.

Does your business qualify for general liability coverage?

 

It is important to know which market your business falls into before you shop for liability insurance. Those businesses that fall into the “excess surplus market” (i.e. “dangerous” occupations such as roofers, siders, etc.) have to purchase excess liability insurance. If your business falls into the “standard market” (i.e. technology companies, lawyers, etc.) then you qualify for general liability insurance in Alabama.

General liability insurance protects your business from a variety of things. Typically, your insurance agent can create a customized policy for you to include different types and amounts of coverage. The following coverage is often included in a general liability line:

  • Business Personal Property (BPP)
  • Protection of your business’ property from:
    • Fire
    • Theft
    • Vandalism
  • Claims due to:
    • Bodily injury
    • Property Damage
  • Terrorism coverage
  • And more….

AL General Liability insurance protects a business from many liability issues, but business owners should also consider adding specialized liability coverage like errors & omissions insurance.

Contact Peck-Glasgow Agency for information on all of the business insurance lines we offer and a free quote for Alabama general liability insurance.

 


Peck-Glasgow Agency, a Huntsville Alabama insurance company has been proudly providing Alabama General Liability Insurance quotes and policies to small businesses like yours in Huntsville, Hartselle, Athens, Madison, Decatur AL since 1922.