The Importance of Having a Disaster Plan Along with Alabama Home Insurance

Category: Blog

No one wants to be reminded about the natural disasters that have occurred in Alabama, but it’s important to realize that the threat of wild weather lashing the state is always there. It’s extremely important for homeowners, especially those in natural disaster zones, to have a disaster preparedness strategy, which includes a comprehensive Alabama home insurance policy, and a plan to make the claims process as smooth as possible.

Here are some of the things you should consider when putting together your disaster preparedness plan.

Evacuation strategy

Stay or go? It’s a question many people grapple with when a disaster is imminent. The important thing is to make a decision early and know exactly where you’re going.

Disaster-proofing

There are number of improvements you can make to your home to help protect it from natural disasters. They may also earn you discounts on your insurance policy.

Fraud watch

Swindlers often come out of the woodwork after disasters, posing as reputable contractors who can repair your home straight away. They will charge a lot and may do a shoddy job. Don’t be fooled by them.

Making a claim

Contact your Alabama home insurance agent as soon as your home is damaged. You should also have a pre-prepared list of your possessions and their value, and take photos of the damage caused.

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